AUSTRALIAN IMMIGRATION

Student Visa Australia — GTE, Financial Requirements & Graduate Pathways

Learn how to meet the Genuine Temporary Entrant requirement, show financial capacity, understand student work rights and plan a pathway from study to the 485 graduate visa and possible PR.

Genuine Temporary Entrant (GTE) requirement

The GTE requirement assesses whether you genuinely intend to study in Australia and comply with visa conditions. Decision‑makers examine your study and career plans, economic situation, ties to your home country, migration history and overall risk profile. A clear, consistent GTE statement is essential to avoid refusal.

Financial capacity, COE and health cover

Applicants must usually show sufficient funds for tuition, living costs and travel. A valid Confirmation of Enrolment (COE) from an education provider and Overseas Student Health Cover (OSHC) are also required. Weak financial evidence or inconsistent sponsor information are common reasons for refusal.

Student work conditions and compliance

Student visa work limits, course progress rules and attendance requirements must be followed carefully. Breaching conditions can lead to visa cancellation, which may trigger serious consequences for future visa applications. Many students search for “work rights on student visa”, “can I work full‑time on break” and “cancellation for non‑attendance”.

Changing courses or providers

Students may change courses or providers but must comply with provider transfer rules, education sector requirements and visa conditions. Major course changes can raise GTE concerns if they appear inconsistent with original study plans.

Graduate visa (485) and long‑term plans

After completing eligible study, many students apply for a 485 Temporary Graduate Visa to gain skilled work experience. This can support future skilled migration applications if the occupation appears on the relevant skilled list.

Frequently Asked Questions — Student Visa Australia — GTE, Financial Requirements & Graduate Pathways

Can I bring my family on a student visa?
Yes, many students can include eligible family members, but you must meet additional financial and documentation requirements.
What are common student visa refusal reasons?
Common issues include weak GTE statements, insufficient funds, doubts about study progression and concerns about genuine enrolment.
Can I appeal a student visa refusal?
If you applied onshore and have review rights, you may be able to appeal to the AAT. Seek advice quickly due to strict time limits.